As severe weather season comes closer, it is important for Kansans to be prepared. Do you know what your insured for? Planning ahead and reviewing your insurance can help you be ready to weather the storm. The Kansas Department of Insurance has some tips on how to check your coverage and get ready for a future storm. First, review your current coverage, especially if you have made changes to your property. Also, take inventory of your possessions. Create a list and take pictures of possessions in each room of your property. Finally, prepare paperwork in case of emergency. Store copies of all your insurance policies in a fire-proof safe. Keep a backup in a secure online format.
If your property is damaged in a storm… document all damaged property. Take videos and pictures of damaged property and do not get rid of items until instructed to do so by your insurance company. Most importantly, avoid being taken by a fraudsters posing as adjusters, contractors or other service providers.
It is important to always contact your insurance and verify credentials. Remember that insurance adjusters work for and are paid by the insurance company, so you should not be asked to pay for their services.
